Independent Insurance Agency serving Arizona for over 30 years.

Flagstaff

Insurors Network

2410 E. Route 66

Flagstaff, AZ 86004

928-526-0007


Phoenix

Safeguard Insurance 

11225 N. 28th Dr. Ste-D

Phoenix, AZ 85029

602-866-7099


White Mountains

Mountain Valley Insurance

4672 Maverick Ln.

Lakeside, AZ 85929

928-537-4235

Camp Verde

Insurors Network

355 Main St.

Camp Verde, AZ 86322

928-567-4127

Insurors Network LTD. 2016. All rights reserved.

Your complete source for auto, homeowners, life, health, and Commercial insurance In Flagstaff, Phoenix, The verde valley, and the White mountains.

Let's say you own a restaurant and someone slips on the floor and hits their head resulting in a serious brain injury and disability. Your business could be liable for millions of dollars in medical payments and other damages.


Will the limits under your existing commercial liability policy be enough if there is a judgment against you? 


Every business faces the potential of a devastating claim which could interrupt or even cease the operation. Large judgments are now all too common these days and businesses could be at risk of losing everything. A commercial umbrella or excess liability policy is an affordable way to secure limits many times greater than those of the underlying liability policy.‚Äč

Commercial Umbrella

What is the Purpose of Having an Umbrella / Excess Liability Policy?


  • Increase liability limits for underlying Commercial General Liability, Commercial Auto, and Employers Liability.


  • May provide broader coverage. It can broaden definition of coverage territory and include property damage to property in the insured's care, custody, and control. 


  • Provide primary coverage when aggregates are exhausted.