Mountain Valley Insurance
4672 Maverick Ln.
Lakeside, AZ 85929
Businesses both small and large have daily exposure to risks and hazards that threaten their ability to operate profitably. We can help you to put together a proper and effective risk management plan that includes insurance coverage to protect your business and give you peace-of-mind.
The basic coverages found in commercial insurance policies are as follows:
Your business is liable for everything you produce and services rendered. Whether intentional or by accident, any harm caused to another party related to your business could lead to an inconvenient lawsuit. Commercial General Liability insurance will protect your business from those exposures.
The Commercial General Liability insurance policy is not designed to handle certain complex exposures to loss that some professionals face. Professional Liability insurance policies are commonly called "Errors and Omissions" coverage. Many industries require this type of coverage depending on the type of work they perform.
Any physical property from buildings to computers and inventory are vital to the daily operations of any business. Perils such as fire, windstorms, robbery, and vandalism can be costly losses that could also cause operations to cease resulting in further lost income. The right Commercial Property insurance coverage will help your business recover from such events and continue without lost income.
A Business Owner's insurance policy combines liability, property, and other coverages into one package that has more favorable rates. Contact Insurors Network today to see if your business is eligible for a Business Owner's Policy.
Commercial auto insurance covers any vehicles owned, rented, or leased by the company as well as any vehicles owned by an employee used for business. If you or an employee use a personal vehicle for business it may not be covered by a personal auto policy. Contact us today to ensure you have the proper coverage in place.
Worker's compensation is a statutory requirement for any business that has at least 1 employee. This is a type of no-fault coverage that generally protects workers who get injured or afflicted with an occupational disease. Benefits include medical payments, disability income, death and survivor benefits, and rehabilitation.
Since large lawsuits are becoming more common against businesses, the limits provided by a General Liability policy might not be enough. Commercial Umbrella and Excess Liability policies increase the liability limits, may provide broader coverage, and provide primary coverage when aggregates are exhausted.
Every business strives to retain their most valuable employees and keep them happy. Employee Benefits have become a major factor in compensation packages and businesses have to be competitive in their offerings to attract the best talent. Typical employee benefits include health insurance, dental and vision plans, life insurance, short and long term disability insurance, and 401K plans.
Why choose us?
Independent Insurance Agency serving Arizona for over 30 years.
2410 E. Route 66
Flagstaff, AZ 86004
11225 N. 28th Dr. Ste-D
Phoenix, AZ 85029
355 Main St.
Camp Verde, AZ 86322
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