Independent Insurance Agency serving Arizona for over 30 years.

Flagstaff

Insurors Network

2410 E. Route 66

Flagstaff, AZ 86004

928-526-0007


Phoenix

Safeguard Insurance 

11225 N. 28th Dr. Ste-D

Phoenix, AZ 85029

602-866-7099


White Mountains

Mountain Valley Insurance

4672 Maverick Ln.

Lakeside, AZ 85929

928-537-4235

Camp Verde

Insurors Network

355 Main St.

Camp Verde, AZ 86322

928-567-4127

Not everyone's job offers health insurance coverage. Even so, how would you know if it's the best fit for you and your family? We can assist you in finding the coverage that best meets your needs. Contact us today to schedule a free consultation.



How Does the Affordable Care Act Affect Health Insurance?  

Individual / Family Health Insurance

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  • All plans must meet Minimum Essential Coverage requirements.


  • Certain preventive services are covered at no charge.


  • Plans are subject to a deductible, co-insurance, and have a maximum out-of-pocket cost for the year.


  • All plans must cover pre-existing conditions.


  • There is an Individual Mandate that will impose an additional tax for those who don't elect credible coverage.


  • Premium subsidies are available to those whose income is within 400% of the Federal Poverty Level.


  • Health Savings Accounts which receive favorable tax treatment can be utilized.